Adhere to Open System Platform
The design philosophy of ICBA is based on open system architecture, which means that ICBA can run on practically any environment that supports industry standard software and protocol, such as Unix, Linux, Windows and TCP/IP.

Architecture
ICBA makes use of the latest Oracle technology which is both scalable and flexible in design. It can operate on both Client/Server and Multi-Tier environment. The core system architecture for ICBA running on the multi-tier application server is J2EE compliant. This enables J2EE components to be added to ICBA systems easily. In addition, full fault tolerance capabilities with clustered application and database servers can achieve unparalleled performance and scalability.

Tools & Database
ICBA uses advance Oracle and Java development tools to create a powerful integrated banking system. The database supported is Oracle 10g DB.

Scalability
ICBA is a highly scalable solution that can run from a single workstation to practically unlimited number of workstations that conform to the open systems standard. Besides that, it can be implemented on a number of platforms over Wide Area Network linking multiple branches.
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Standard GUI Function Screen
ICBA provides consistent graphical user interface for all function screens.

Support Multiple Delivery Channels
ICBA provides a solid foundation for growth as allowing the introduction of services through Multiple Delivery Channels such as Telebanking, Mobile/WAP Banking, Internet Banking, ATM, EFTPOS, payment gateway, and credit, debit and smart card.