| Some of the features highlight
of ICBA System are:
Fully Integrated Comprehensive Banking
Solution
- Provides comprehensive and integrated Conventional
Banking and Islamic Banking Solution
- Fully integrated front office operation and
back office administration
- Covers Retail Banking, Wholesale Banking,
General Ledger and Electronic Banking Channels
- All transactions are updated to the database
online, real-time
- Able to implement individually as it is modular
Powerful Customer Information File (CIF)
Features
- Provides total assets and liabilities information
for each customer
- Provides exposure control on Single Customer
Limit & Group Exposure
- Provides Relationship Banking capability
Tight Security Control System
- Provides multi level access authority by
user ID, user password and user security structure
- Date stamped, time stamped, users stamped,
program stamped and changes stamped (new & old value) electronic
audit trail to record all changes in database
Strong Product Packaging Capability
- Highly flexible in introducing new products
and minimises program changes
- Allow to create multiple products with different
or multiple currencies in the system for easy product differentiation
and positioning
Omnibus Facility
- Provides customer with a blanket line of
credit for multiple facilities and it also facilitates user with
an overall credit control
Auto Roll Back Capability
- Auto Roll Back to Protect Data Integrity
- Oracle database provides auto roll back feature
for any incomplete transaction without user intervention
Signatures & Images verification
- Provides online signature and image verification.
Central Bank Reporting
- Provides standard Central Bank reporting
to minimise efforts required in the preparation of Central Bank
reports.
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