Conventional Core Banking – INFOPRO

eICBA Conventional Banking System

The solution's straight through processing capability, financial institutions can conveniently automate and streamline banking processes to maximize operational efficiency and provide superior service to their customers at competitive cost.

Conventional Banking

eICBA Conventional Banking System supports the following areas of business:

Deposit Management
  • Demand deposit account
  • Savings account
  • Term deposit accounts
  • Cash management for corporates
  • Liquidity management for corporates
Loan Origination
  • Loan calculator
  • Credit evaluation
  • Conveyancing
  • Loans disbursement
Credit Management
  • Credit administration
  • Credit risk assessment
  • Credit risk monitoring
  • Credit review
  • Litigation
Debt Collection
  • Management of delinquent accounts
  • Loans recovery
  • Litigation
Trade Finance
  • Documentary credit
  • Documentary collection
  • Shipping guarantee
  • Bank guarantee
Treasury
  • Liquidity and funds management
  • Asset Liability Management (ALM)
  • Risk management
  • Funds transfer pricing
  • Foreign exchange
  • Money market

    Read more

  • Derivatives
  • Front office management
  • Middle office management
  • Back office management
  • Less

CIF 360°
  • Customer insights
  • Customer segmentation
  • Total exposure
  • Relationship banking
  • Profitability analysis
  • Anti-money laundering (AML)
  • Sanction screening
Payment
  • Remittances
  • SWIFT
  • RTGS
  • ACH
  • Payment hub
  • Reconciliation and settlement
  • Card management
Accounting
  • General ledger
  • Fixed asset
  • Accounts receivable
  • Accounts payable
Interfaces
  • Host-to-host
  • ISO8583
  • ISO20022
  • 3rd party systems

    Read more

  • Credit bureaus
  • Credit bureaus
  • Rating agencies
  • International & Domestic Payment Card Interchange
  • Social network
  • Less

Our Award Winning
Banking System

A quick and easy shortcut to achieve this is through the use of eICBA Islamic Banking System, which is fully Sharia-compliant with solid fundamentals of Islamic principles and concepts.

Product Highlights

  • Flexible product packaging capability
  • Powerful dynamic data modeling architecture
  • Business process management and rules engine
  • Internationalization / localization
  • Compliance to statutory regulations, Basel II/III and IFRS standards
  • Highly scalable with impressive response time
  • Straight-through processing (STP)
  • Latest technologies on open platforms and cloud
  • Service-oriented architecture (SOA) and model driven framework
  • Robust integration for omni-channel digital banking, business analytics and payment solutions through API and microservices