Compliant to the latest AML requirements, computation and interpretation of underlying Islamic principles.
Built with highly user-centric approach – each step of the journey has been designed to be intuitive and easy to use. Automated processes to boost efficiency and customer experience.
Compliant to the latest AML checking requirements , computation and interpretation of underlying Islamic principles.
An end-to-end solution for today‘s Islamic pawnbroking business operation, from onboarding, approval, management, redemption, and auction
An intuitive, omni-channel interface to gather critical customer information upon acceptance and agreement of collateral value. Connects to ID card reader for automated checking and information extraction.
Flexible and configurable approval settings for auto-approvals, single-role ad hoc approvals or multi-role maker-checkerapprovals. Embedded with comprehensive Anti-money Laundering system for individual background checks against sanction lists or watch lists.
Automated buying and selling of commodities based on the Islamic concept of murabaha. Commodities are purchased through the commodity bourse exchanges, and brokered to the customer via INFOPRO’s Ar Rahnu solution eliminating the need for a physical commodity broker.
Comprehensive overview and management of future maturities, collection, collateral management, notices and reminder management. Provides holistic views of individual customers. next of kin, beneficiaries, past transactions and redemption status.
Give customers the flexibility in financing repayments. INFOPRO’s Ar Rahnu system caters to flexible financing repayment such as recurring or bullet repayments over configurable time periods-weekly, monthly, or ad hoc.
Seamless transition from collateral management to auction. Manages auction process with various capabilities such as processing items for auction, listing of auction items, update auction statuses, and freezing accounts for the auction process.
A vital aspect of managing a business is the data and performance analysis. INFOPRO’S Ar Rahnu’s built-in analytics provides user-friendly dashboards that allows management to monitor performance effectively, compare performance over time, spot business opportunities , and make better decisions.
Leveraging on existing data, as well as scientific-based machine learning techniques, our Ai-powered solution embedded within INFOPRO’S Ar Rahnu can create predictive analytics for virtually any aspect of your business and have it reflected in the dashboard.
Using intelligent customer segmentation techniques, Al is also able to identify customers with higher business potential, thus allowing the Ar Rahnu operators to recommend more relevant products to the individual customers.
Contact our sales team or business advisors to help your business.
Block B3 Level 8, Leisure Commerce Square, No. 9, Jalan PJS 8/9, 46150 Petaling Jaya, Selangor