The conversation around modernizing banking systems has changed rapidly in recent years. Instead of debating whether to replace legacy systems, banks are now asking how quickly they can innovate without increasing cost or creating additional technical complexity. This shift was evident at the Jmix Vietnam Meetup 2025, where INFOPRO shared its perspective on how low-code development is helping financial institutions build modern solutions with greater speed and efficiency.
At the event, INFOPRO’s CTO, Chee Keong Lee, presented real project examples where the company successfully delivered banking solutions more quickly using the Jmix platform. While the event highlighted new tools and capabilities, the bigger takeaway was clear: low-code banking is emerging as a practical and proven way for financial institutions to achieve meaningful ROI.
Why Low-Code Banking Matters Now
Traditional banking systems are large, heavily regulated and slow to evolve. Banks face constant pressure to launch new digital services, meet regulatory deadlines and keep customers satisfied across multiple channels. This has made older development models difficult to sustain. Low-code banking offers an alternative by allowing teams to build enterprise-grade applications with far less manual coding and a more structured approach.
By reducing repetitive tasks, standardizing patterns and simplifying workflows, low-code platforms allow teams to focus on business value instead of technical overhead. For many institutions on the path of digital transformation for banks, this directly translates into measurable cost and productivity gains.
1. Faster Time-to-Market for Banking Products
Speed matters. Banks that can roll out new customer journeys, approval flows or service portals more quickly gain a clear competitive advantage. With a low-code approach, delivery timelines can be reduced by 30–60 percent, helping institutions ship features earlier and capture customer value sooner.
2. Better and More Standardized Code Quality
Another strong advantage of low-code is the improvement in code quality. Traditional development often produces inconsistent structures, more defects and higher chances of human error. Low-code platforms automatically generate much of the base code, creating standardized and unified structures that reduce bugs and simplify maintenance. Over time, this leads to cleaner systems and a smoother support experience, which significantly benefits long-term banking software development.
3. Scalable, Secure and Compliance-Ready
Banks cannot compromise on security or compliance. Low-code platforms like Jmix include built-in features such as audit logs, access control, workflow engines and version tracking. These capabilities help institutions meet regulatory requirements more easily.
For organizations focused on digital transformation for banks, this means smoother audits and fewer surprises. Security and compliance are integrated into the platform from the start.
4. Maximizing Internal Talent
Hiring experienced enterprise developers is becoming more difficult. Low-code enables mid-level developers to contribute more effectively because they do not need to handcraft every component. This is particularly valuable in banking software development, where domain knowledge and consistency across teams matter just as much as technical expertise.
5. End-to-End Workflow Improvements
The biggest opportunity for impact lies in optimizing workflows across the entire value chain including front, middle, and back office. Low-code platforms help automate and refine these processes, from credit evaluation and document checks to treasury operations and internal approvals. By connecting customer-facing journeys directly with streamlined internal operations, banks can create a truly seamless end-to-end experience. This approach allows complex internal workflows to be modernized and adjusted quickly, without long development cycles or heavy IT dependencies. This creates a smooth end-to-end experience, where front-end customer interactions connect seamlessly to back-end operational processes. Banks deal with complex internal workflows, and low-code provides a practical way to streamline and modernize them without long development cycles.
INFOPRO’s Advantage: Banking Expertise + Low-Code Technology
INFOPRO combines deep banking expertise with modern low-code platforms to help financial institutions build, modernize and scale systems more efficiently. Our modular architecture, best practices and domain knowledge strengthen the impact of digital transformation for banks, ensuring that solutions are both fast to deliver and sustainable in the long term.
If your institution is exploring modernization, workflow digitization or faster product delivery, low-code banking can help you achieve meaningful ROI within months.
Ready to Accelerate Your Digital Transformation? Book a demo, today!